Step 1 of 5 · Compare
What would you like to compare?
Select the care options you want to see side-by-side. You can choose one, two, or all three.
Aging at Home
Stay in current home with caregiving support
Assisted Living
Residential community with staff support
Memory Care
Specialized community for cognitive needs
Step 2 of 5 · About the person
Who is this plan for?
This helps us personalize the language and estimates throughout.
Myself
I'm planning ahead for my own care
A parent
I'm helping plan for my mom or dad
A spouse or partner
Planning together or on their behalf
Someone else
A relative, friend, or client
Step 2 of 5 · About the person
A little about them
Age and location help us estimate realistic, region-adjusted costs.
We'll adjust cost estimates to reflect local rates
Step 2 of 5 · About the person
Any health concerns?
Check all that apply. This helps us suggest the right care level.
Memory loss / cognitive decline
Mobility issues / fall risk
Chronic illness (diabetes, COPD, heart)
Incontinence
None of these
Step 2 of 5 · About the person
Daily living needs
How much help do they need with each activity? This is the biggest factor in care costs.
Activity
Independent
Some help
Full help
Bathing
✓
Dressing
✓
Moving around
✓
Meals
✓
Medications
✓
Step 3 of 5 · Aging at Home
Housing costs
What does it cost each month to live in this home?
Step 3 of 5 · Aging at Home
Do they need a paid caregiver?
This is often the largest variable in home care costs.
Yes
No
Agency
Private hire
Family (unpaid)
Agency rate: typically $30–$40/hr. We've pre-filled $35.
Step 3 of 5 · Aging at Home
Day-to-day supports
Any monthly services or one-time home modifications? Leave blank if not applicable.
Home modifications (one-time, optional)
One-time costs will be spread over 24 months in the estimate.
Grab bars~$200
Wheelchair ramp~$2,000
Bath conversion~$8,000
Stairlift~$5,000
Emergency alert device$30/mo
Step 3 of 5 · Assisted Living
Assisted living rates
What's the base monthly cost for a private room in this community?
National averages shown. Costs vary significantly by region. Edit freely.
National avg: $3,500–$6,000/mo · Use $4,500
Step 3 of 5 · Assisted Living
Level of care
Care add-ons are charged on top of base rent and depend on how much daily help is needed.
Based on the daily needs you entered, we suggest Moderate care. You can change this.
Low
Moderate
High
Moderate: typically $600–$1,000/mo
Step 3 of 5 · Assisted Living
Medications & extras
Most extras are optional. Leave blank if they don't apply.
None
1–3 meds
4–9 meds
10+ meds
None selected
Step 3 of 5 · Memory Care
Memory care rates
Memory care communities have higher staffing ratios and security, which is reflected in cost.
National averages shown. Costs vary significantly by region. Edit freely.
National avg: $5,000–$9,000/mo · Use $6,500
Step 3 of 5 · Memory Care
Cognitive stage & extras
Behavioral support and other add-ons depend on the stage of care needed.
Mild
Occasional memory lapses, mostly independent
Moderate
Needs regular reminders and supervision
Advanced
Requires full-time, hands-on care and monitoring
e.g. wandering, agitation, sundowning
Yes
No
Typically $300–$800/mo depending on intensity
Most memory care includes security monitoring. Add any extras not covered
Step 4 of 5 · Review
Does everything look right?
Take a moment to check your numbers. Click any section to make changes.
Your results
Cost comparison
Based on national averages and your inputs.
Cost breakdown
* All figures are monthly estimates based on your inputs and location data. Actual costs vary by provider.
* 5-year projection assumes 3% annual cost growth. Actual rates may differ.
* Nested does not receive referral fees from any care providers. This report is for informational purposes only.
* 5-year projection assumes 3% annual cost growth. Actual rates may differ.
* Nested does not receive referral fees from any care providers. This report is for informational purposes only.